About Roof Claim Answers

Roof Claim Answers explains roof insurance claims in plain language for Georgia homeowners.

Most homeowners file a roof claim once or twice in their lives, and the process is full of terms and steps nobody explains: date of loss, test squares, recoverable depreciation, supplements, appraisal. This site answers those questions directly, starting with the short answer and then the details.

How pages are written

Guides cite primary sources where they exist: Georgia statutes and regulations, the Georgia Office of Insurance and Safety Fire Commissioner, NOAA and the National Weather Service, building codes and manufacturer installation documents. Storm and housing pages are built from public data: NOAA MRMS radar hail estimates, National Weather Service storm reports and the Census Bureau American Community Survey. Radar hail sizes are estimates and are labeled that way.

Not legal or insurance advice

Every policy is different, and your policy language and your insurer decide coverage. For legal questions, talk to a Georgia attorney. For complaints about an insurer, contact the Georgia Office of Insurance and Safety Fire Commissioner.

Our recommended roofer

This site recommends Robust Roofing for homeowners in North Georgia. Robust Roofing is an affiliated business.