Roof Claim Answers

Adjusters and Inspections

What insurance adjusters look for on a roof, how inspections work, and how to prepare for the visit that decides your claim.

Guides

Why did my insurance company send an engineer to inspect my roof?Why insurers hire engineers on roof claims, what the reports address (cause, timing, functional damage, wear) and how GeHow should you prepare for the insurance adjuster's roof inspection?What to gather before the roof adjuster arrives, who should be there, what to say and not say, and what not to sign on iHow do you ask your insurance company to reinspect your roof?When a second roof inspection makes sense, how to request it in writing, what evidence to send, who should attend, and wWhat is a hail test square, and how many hits does a roof need?How adjusters use 10 by 10 test squares to count hail hits per slope, why 8 to 10 hits is a carrier guideline, not a lawWhat do insurance adjusters look for on a damaged roof?How adjusters judge roof damage: functional vs cosmetic, hail bruises, dented soft metals, wind creases and the slope-by

Questions