Does a public adjuster do a roof inspection?
Short answer. Yes, a public adjuster usually inspects the roof and the rest of the property before deciding to take a claim, but that inspection is the first step toward a percentage-fee contract. If you only need to know whether storm damage exists and what the repair requires, a free roof inspection from a qualified roofer answers that without signing anything.
What a public adjuster inspection covers
- Roof slopes, ridge, vents, flashing, and soft metals for hail or wind damage.
- Gutters, downspouts, siding, screens, fences, and outdoor equipment.
- Interior ceilings, attic decking, and insulation if there was a leak.
- A review of your policy and any estimate the insurer already wrote.
How it differs from a roofer's inspection
A roofer focuses on the roof system: whether the shingles are repairable, what a replacement actually requires under the building code and the manufacturer's instructions, and what the job will cost. That is the information an insurer's estimate is measured against. A public adjuster focuses on the whole policy and the negotiation. On a roof-only claim, the roofer's documentation is usually what changes the outcome. See what roof adjusters look for.
Before you let anyone on the roof
- Ask whether signing anything is required to receive the inspection findings and photos.
- Ask for copies of every photo taken, with dates.
- Check the license on the Georgia Commissioner's website.
- Do not sign a contract on the driveway. Read it at the table, and understand the fee and cancellation terms first.
To understand who can negotiate for you and who can only document, read public adjuster vs roofer in Georgia. If the insurer's own adjuster is coming, see how to prepare for the adjuster inspection.