Roof Claim Answers

Roof insurance claims in Catoosa County, Georgia

Since October 14, 2020, radar estimates and National Weather Service reports show 14 days with hail of three quarters of an inch or larger somewhere in Catoosa County, and 6 of them reached an inch or more. If you live in Catoosa County and think a storm damaged your roof, start here.

14hail days 0.75 in+ since 2020
6hail days 1 in+
1.44 inlargest estimate (August 20, 2026)
66%of homes built before 2000

Recent hail days in Catoosa County

DateLargest estimate in the countyWhere
August 20, 20261.44 in (half dollar size)30755 (Tunnel Hill)
August 1, 20260.86 in (penny size)30742 (Fort Oglethorpe)
July 3, 20260.81 in (penny size)30736 (Ringgold)
April 10, 20251.00 in (quarter size)30736 (Ringgold)
August 17, 20240.80 in (penny size)30755 (Tunnel Hill)
July 30, 20241.27 in (half dollar size)30755 (Tunnel Hill)
May 26, 20240.88 in (penny size)30736 (Ringgold)
August 13, 20231.00 in (quarter size)30755 (Tunnel Hill)
August 12, 20230.82 in (penny size)30755 (Tunnel Hill)
June 25, 20231.01 in (quarter size)30742 (Fort Oglethorpe)
June 15, 20230.93 in (penny size)30736 (Ringgold)
June 4, 20230.99 in (penny size)30736 (Ringgold)
July 8, 20221.09 in (quarter size)30736 (Ringgold)
March 26, 20210.81 in (penny size)30742 (Fort Oglethorpe)

Radar estimates from NOAA MRMS and ground reports from the National Weather Service. Radar sizes are estimates, not measurements.

Homes and roofs in Catoosa County

The Census Bureau counts about 28,275 homes in the county. The largest group was built in the 2000s (25%), and 66% were built before 2000. 73% are single-family detached houses and 75% of occupied homes are owner-occupied.

Age matters in a claim. Many policies now pay older roofs on an actual cash value basis or a roof payment schedule, so a 20-year-old roof can collect far less than a 5-year-old one after the same storm. Read how roof age changes a claim and roof payment schedules.

How to handle a roof claim here

  1. Get a free inspection with photos before you call your carrier, so you know whether there is a covered loss.
  2. Write down the storm date. The table above and the North Georgia Hail Map show the dates radar recorded hail.
  3. Report the claim promptly and keep the claim number.
  4. Have your roofer at the adjuster inspection with their own documentation.
  5. Compare the estimate line by line and supplement what was missed.
  6. After the work, send the final invoice to release recoverable depreciation.

Cities and towns

Fort Oglethorpe · Graysville · Ringgold · Tunnel Hill

Questions homeowners ask