Roof insurance claims in Floyd County, Georgia
Since October 14, 2020, radar estimates and National Weather Service reports show 20 days with hail of three quarters of an inch or larger somewhere in Floyd County, and 7 of them reached an inch or more. If you live in Floyd County and think a storm damaged your roof, start here.
Recent hail days in Floyd County
| Date | Largest estimate in the county | Where |
|---|---|---|
| September 21, 2026 | 0.77 in (penny size) | 30165 (Rome) |
| September 19, 2026 | 1.04 in (quarter size) | 30165 (Rome) |
| July 11, 2026 | 0.75 in (penny size) | 30161 (Rome) |
| July 3, 2026 | 1.19 in (quarter size) | 30124 (Cave Spring) |
| February 26, 2026 | 0.78 in (penny size) | 30165 (Rome) |
| June 6, 2025 | 0.81 in (penny size) | 30165 (Rome) |
| April 23, 2025 | 1.05 in (quarter size) | 30161 (Rome) |
| May 8, 2024 | 1.06 in (quarter size) | 30105 (Armuchee) |
| September 9, 2023 | 0.78 in (penny size) | 30161 (Rome) |
| August 27, 2023 | 0.80 in (penny size) | 30165 (Rome) |
| July 1, 2023 | 0.98 in (penny size) | 30124 (Cave Spring) |
| June 30, 2023 | 0.82 in (penny size) | 30165 (Rome) |
| May 9, 2023 | 1.00 in (quarter size) | 30161 (Rome) |
| August 5, 2022 | 0.79 in (penny size) | 30165 (Rome) |
| June 15, 2022 | 1.24 in (quarter size) | 30161 (Rome) |
| June 2, 2022 | 0.82 in (penny size) | 30165 (Rome) |
| August 30, 2021 | 0.78 in (penny size) | 30165 (Rome) |
| August 9, 2021 | 0.81 in (penny size) | 30124 (Cave Spring) |
| July 9, 2021 | 0.82 in (penny size) | 30105 (Armuchee) |
| June 12, 2021 | 1.15 in (quarter size) | 30161 (Rome) |
Homes and roofs in Floyd County
The Census Bureau counts about 40,763 homes in the county. The largest group was built in the 1970s (17%), and 80% were built before 2000. 72% are single-family detached houses and 62% of occupied homes are owner-occupied.
Where so many homes are past their first or second roof, adjusters often weigh wear against storm damage. Knowing the difference helps: see wear and tear vs hail damage and roof age and insurance.
How to handle a roof claim here
- Get a free inspection with photos before you call your carrier, so you know whether there is a covered loss.
- Write down the storm date. The table above and the North Georgia Hail Map show the dates radar recorded hail.
- Report the claim promptly and keep the claim number.
- Have your roofer at the adjuster inspection with their own documentation.
- Compare the estimate line by line and supplement what was missed.
- After the work, send the final invoice to release recoverable depreciation.
Cities and towns
Armuchee · Cave Spring · Lindale · Mount Berry · Rome · Silver Creek