Roof insurance claims in Franklin County, Georgia
Since October 14, 2020, radar estimates and National Weather Service reports show 11 days with hail of three quarters of an inch or larger somewhere in Franklin County, and 6 of them reached an inch or more. Here is what that means for a roof insurance claim in Franklin County, and how to file one the right way.
Recent hail days in Franklin County
| Date | Largest estimate in the county | Where |
|---|---|---|
| July 3, 2026 | 0.76 in (penny size) | 30521 (Carnesville) |
| November 8, 2025 | 1.06 in (quarter size) | 30662 (Royston) |
| June 25, 2025 | 1.00 in (quarter size) | 30662 (Royston) |
| August 30, 2024 | 0.86 in (penny size) | 30662 (Royston) |
| August 1, 2024 | 1.11 in (quarter size) | 30521 (Carnesville) |
| September 9, 2023 | 0.78 in (penny size) | 30521 (Carnesville) |
| August 27, 2023 | 0.96 in (penny size) | 30662 (Royston) |
| August 12, 2023 | 0.91 in (penny size) | 30521 (Carnesville) |
| July 6, 2022 | 1.27 in (half dollar size) | 30521 (Carnesville) |
| June 16, 2022 | 1.43 in (half dollar size) | 30662 (Royston) |
| August 11, 2021 | 1.41 in (half dollar size) | 30521 (Carnesville) |
Homes and roofs in Franklin County
The Census Bureau counts about 10,767 homes in the county. The largest group was built in the 1990s (22%), and 74% were built before 2000. 62% are single-family detached houses and 76% of occupied homes are owner-occupied.
Where so many homes are past their first or second roof, adjusters often weigh wear against storm damage. Knowing the difference helps: see wear and tear vs hail damage and roof age and insurance.
How to handle a roof claim here
- Get a free inspection with photos before you call your carrier, so you know whether there is a covered loss.
- Write down the storm date. The table above and the North Georgia Hail Map show the dates radar recorded hail.
- Report the claim promptly and keep the claim number.
- Have your roofer at the adjuster inspection with their own documentation.
- Compare the estimate line by line and supplement what was missed.
- After the work, send the final invoice to release recoverable depreciation.
Cities and towns
Carnesville · Franklin Springs · Royston