Roof Claim Answers

Roof insurance claims in Gilmer County, Georgia

Since October 14, 2020, radar estimates and National Weather Service reports show 18 days with hail of three quarters of an inch or larger somewhere in Gilmer County, and 7 of them reached an inch or more. If you live in Gilmer County and think a storm damaged your roof, start here.

18hail days 0.75 in+ since 2020
7hail days 1 in+
1.70 inlargest estimate (July 20, 2023)
58%of homes built before 2000

Recent hail days in Gilmer County

DateLargest estimate in the countyWhere
August 17, 20261.08 in (quarter size)30540 (Ellijay)
August 7, 20260.75 in (penny size)30540 (Ellijay)
July 28, 20261.47 in (half dollar size)30513 (Blue Ridge)
July 17, 20261.01 in (quarter size)30536 (Ellijay)
July 3, 20260.90 in (penny size)30540 (Ellijay)
July 1, 20260.93 in (penny size)30536 (Ellijay)
February 26, 20261.24 in (quarter size)30536 (Ellijay)
August 16, 20250.85 in (penny size)30536 (Ellijay)
July 30, 20240.80 in (penny size)30540 (Ellijay)
May 8, 20241.01 in (quarter size)30536 (Ellijay)
July 20, 20231.70 in (ping pong ball size)30536 (Ellijay)
July 2, 20230.97 in (penny size)30540 (Ellijay)
July 1, 20230.86 in (penny size)30536 (Ellijay)
July 20, 20221.22 in (quarter size)30540 (Ellijay)
June 17, 20220.82 in (penny size)30540 (Ellijay)
June 15, 20220.91 in (penny size)30540 (Ellijay)
April 6, 20220.77 in (penny size)30540 (Ellijay)
August 11, 20210.96 in (penny size)30513 (Blue Ridge)

Radar estimates from NOAA MRMS and ground reports from the National Weather Service. Radar sizes are estimates, not measurements.

Homes and roofs in Gilmer County

The Census Bureau counts about 18,159 homes in the county. The largest group was built in the 2000s (33%), and 58% were built before 2000. 79% are single-family detached houses and 81% of occupied homes are owner-occupied.

Age matters in a claim. Many policies now pay older roofs on an actual cash value basis or a roof payment schedule, so a 20-year-old roof can collect far less than a 5-year-old one after the same storm. Read how roof age changes a claim and roof payment schedules.

How to handle a roof claim here

  1. Get a free inspection with photos before you call your carrier, so you know whether there is a covered loss.
  2. Write down the storm date. The table above and the North Georgia Hail Map show the dates radar recorded hail.
  3. Report the claim promptly and keep the claim number.
  4. Have your roofer at the adjuster inspection with their own documentation.
  5. Compare the estimate line by line and supplement what was missed.
  6. After the work, send the final invoice to release recoverable depreciation.

Cities and towns

Blue Ridge · Cherrylog · East Ellijay · Ellijay

Questions homeowners ask