Radar shows no hail of three quarters of an inch or more in Jersey zip codes since October 14, 2020.
Across the Jersey zip codes, about 37 homes are counted by the Census Bureau; the largest share was built in the 1990s (51%) and 95% before 2000. That mix shapes claims here: older roofs face more questions about wear, and newer ones about whether hail did functional damage.
What to do next
Start with a free inspection, not a phone call to your carrier. If the roof has storm damage, file promptly with the storm date, be present for the adjuster, and compare the estimate line by line. The full process.