Roof insurance claims in Putnam County, Georgia
Since October 14, 2020, radar estimates and National Weather Service reports show 11 days with hail of three quarters of an inch or larger somewhere in Putnam County, and 6 of them reached an inch or more. Here is what that means for a roof insurance claim in Putnam County, and how to file one the right way.
11hail days 0.75 in+ since 2020
6hail days 1 in+
1.76 inlargest estimate (August 15, 2023)
71%of homes built before 2000
Recent hail days in Putnam County
| Date | Largest estimate in the county | Where |
|---|---|---|
| June 29, 2026 | 1.20 in (quarter size) | 31024 (Eatonton) |
| June 18, 2026 | 0.76 in (penny size) | 31024 (Eatonton) |
| November 8, 2025 | 1.55 in (ping pong ball size) | 31024 (Eatonton) |
| September 6, 2025 | 1.11 in (quarter size) | 31024 (Eatonton) |
| September 7, 2023 | 0.98 in (penny size) | 31024 (Eatonton) |
| August 15, 2023 | 1.76 in (golf ball size) | 31024 (Eatonton) |
| August 3, 2023 | 0.89 in (penny size) | 31024 (Eatonton) |
| April 6, 2023 | 1.00 in (quarter size) | 31024 (Eatonton) |
| August 3, 2022 | 0.92 in (penny size) | 31024 (Eatonton) |
| June 15, 2022 | 1.50 in (ping pong ball size) | 31024 (Eatonton) |
| August 10, 2021 | 0.89 in (penny size) | 31024 (Eatonton) |
Homes and roofs in Putnam County
The Census Bureau counts about 13,341 homes in the county. The largest group was built in the 1980s (23%), and 71% were built before 2000. 61% are single-family detached houses and 83% of occupied homes are owner-occupied.
Where so many homes are past their first or second roof, adjusters often weigh wear against storm damage. Knowing the difference helps: see wear and tear vs hail damage and roof age and insurance.
A short checklist for Putnam County homeowners
- Check soft metals first: gutters, downspouts, vents and AC fins show hail before shingles do.
- Do not climb the roof yourself; a roofer with fall protection should.
- Pin down the date of loss before you file. How to choose it.
- Tarp active leaks and keep receipts. Your duty to mitigate.
- Never sign anything that waives or covers your deductible. Georgia law on deductibles.