Roof Claim Answers

What is Granule loss?

Definition. The loss of the mineral granules that protect asphalt shingles from sunlight. Hail knocks granules off in distinct, often circular spots, while age causes gradual, even loss across the roof, which is treated as wear and tear. See wear and tear vs hail damage.

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Dwelling coverage (Coverage A) · Named storm · Assignment of benefits (AOB) · C.L.U.E. report · Test square · HO-5 · Independent adjuster · Waste factor