Roof Claim Answers

What items are on a typical Xactimate roofing supplement list?

Short answer. Common roofing supplement items are pieces of a code compliant, manufacturer compliant roof that the first estimate missed: drip edge, starter strip, ridge cap, ice and water barrier in valleys, step and counter flashing, pipe boots, steep and high roof charges, extra layers, decking and a proper waste factor. Each needs support, such as a code section, a manufacturer instruction or a photo.

Frequently missed lines

How a supplement gets approved

Each item needs support: a code citation, the page from the shingle manufacturer's installation instructions, photos with a tape measure in frame, or a measurement report. Send them together with an itemized list keyed to the insurer's line numbers. Code driven items may fall under ordinance or law coverage.

What does not belong

Supplements are for work the roof truly needs. Listing items that will not be installed is fraud, and the final invoice must match what was done. See roof supplements explained and reading an Xactimate estimate.

In depth

What is a roof insurance supplement, and what usually gets missed?A roof supplement adds items the first estimate missed: drip edge, starter, ice and water, steep and high charWhat is the difference between ACV and RCV on a roof claim?Actual cash value vs replacement cost value on a Georgia roof claim, with a labeled example showing depreciatiHow do you read an Xactimate roof estimate from your insurance company?Reading an Xactimate roof estimate: line items, SQ, LF and EA units, remove vs replace, waste, regional monthl

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