Roof Claim Answers

How do you find Georgia licensed and insured roofers?

Short answer. Georgia does not issue a separate state roofing license, so 'licensed' usually means a city or county business license, and some roofers also hold a state Residential or General Contractor license. 'Insured' means current general liability and workers' compensation coverage, proven by a certificate sent from the roofer's insurance agent.

What licensing covers in Georgia

Roofing is generally handled as specialty work under Georgia's contractor licensing law, so many legitimate roofers hold only a local business license. Some also hold a state Residential Basic or General Contractor license from the State Licensing Board for Residential and General Contractors, which you can verify through the Georgia Secretary of State. The local permit office is where licensing meets your job: permit rules vary by city and county, and the roofer pulling the permit has to be registered there.

A five-minute check

  1. Get the company's legal name and confirm it is active in the Secretary of State's business search.
  2. Ask which city or county business license it holds and whether it will pull your permit.
  3. Request a certificate of insurance emailed by the agent, not the roofer.
  4. Read recent reviews, especially ones with photos, and see how long the business has existed.
  5. Confirm any manufacturer certification on the manufacturer's own contractor locator.

Why insurance claims raise the bar

On a claim, the roofer's paperwork becomes part of your file: photos, measurements, the scope, and the final invoice that releases depreciation. A roofer who cannot show basic credentials is unlikely to produce clean documentation. Georgia law also bars contractors from waiving your deductible or negotiating the claim on your behalf, so a pitch that promises either is a red flag. More vetting steps are in storm chaser roofing scams in Georgia, and the order of operations is in call the insurer or the roofer first.

In depth

Should you call your insurance company or a roofer first after a storm?Why a roof inspection usually comes before reporting a claim, how reported losses reach your C.L.U.E. history,How do I spot a storm chaser roofing scam in Georgia, and what are my rights?Storm chaser red flags, what Georgia licenses for roofers, the deductible rebate ban, and your right to cancelWhat should you do after a hail storm hits your house?A checklist for the first days after hail: safety, photos of hailstones and soft metals, leaks and tarps, stor

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