Roof Claim Answers

Madison County hail on August 11, 2021: roof claim guide

Hail reached an estimated 0.76 inches in Madison County on August 11, 2021, with the biggest stones over the 30629 zip code around Comer. Hail around three quarters of an inch can bruise shingles that are already aging and dent soft metals; newer roofs often come through it, so an inspection is how you find out.

Zip codes in Madison County

ZipAreaRadar estimate
30629Comer0.76 in (penny size)
30633Danielsville0.70 in (pea to dime size)
30628Colbert0.66 in (pea to dime size)

Filing a claim for this date

That was about 5.2 years ago. Many homeowners policies require notice of a loss within a set period and limit lawsuits to a set period after the loss, so check your policy before assuming an older storm is still claimable. Use August 11, 2021 as the date of loss only if this is the storm that hit your home; your carrier will check weather data for your address. Get the roof inspected first, then report the loss, be present for the adjuster, and compare the estimate line by line.

Related: what hail size does to a roof, what adjusters look for, and the Madison County claim guide.