Roof insurance claims in Madison County, Georgia
Since October 14, 2020, radar estimates and National Weather Service reports show 19 days with hail of three quarters of an inch or larger somewhere in Madison County, and 3 of them reached an inch or more. Here is what that means for a roof insurance claim in Madison County, and how to file one the right way.
Recent hail days in Madison County
| Date | Largest estimate in the county | Where |
|---|---|---|
| September 6, 2026 | 0.93 in (penny size) | 30628 (Colbert) |
| July 10, 2026 | 0.75 in (penny size) | 30646 (Hull) |
| May 22, 2026 | 0.88 in (penny size) | 30633 (Danielsville) |
| November 8, 2025 | 1.35 in (half dollar size) | 30633 (Danielsville) |
| September 4, 2025 | 0.90 in (penny size) | 30629 (Comer) |
| July 29, 2025 | 0.76 in (penny size) | 30646 (Hull) |
| June 10, 2025 | 0.80 in (penny size) | 30633 (Danielsville) |
| August 30, 2024 | 0.80 in (penny size) | 30633 (Danielsville) |
| August 1, 2024 | 0.78 in (penny size) | 30633 (Danielsville) |
| May 8, 2024 | 0.93 in (penny size) | 30629 (Comer) |
| May 6, 2024 | 1.53 in (ping pong ball size) | 30646 (Hull) |
| August 15, 2023 | 0.76 in (penny size) | 30646 (Hull) |
| August 7, 2023 | 0.88 in (penny size) | 30633 (Danielsville) |
| July 20, 2023 | 0.83 in (penny size) | 30633 (Danielsville) |
| July 1, 2023 | 1.84 in (golf ball size) | 30628 (Colbert) |
| May 16, 2023 | 0.86 in (penny size) | 30628 (Colbert) |
| July 6, 2022 | 0.96 in (penny size) | 30633 (Danielsville) |
| August 11, 2021 | 0.76 in (penny size) | 30629 (Comer) |
| May 3, 2021 | 0.91 in (penny size) | 30629 (Comer) |
Homes and roofs in Madison County
The Census Bureau counts about 12,371 homes in the county. The largest group was built in the 1990s (22%), and 73% were built before 2000. 66% are single-family detached houses and 76% of occupied homes are owner-occupied.
Where so many homes are past their first or second roof, adjusters often weigh wear against storm damage. Knowing the difference helps: see wear and tear vs hail damage and roof age and insurance.
A short checklist for Madison County homeowners
- Check soft metals first: gutters, downspouts, vents and AC fins show hail before shingles do.
- Do not climb the roof yourself; a roofer with fall protection should.
- Pin down the date of loss before you file. How to choose it.
- Tarp active leaks and keep receipts. Your duty to mitigate.
- Never sign anything that waives or covers your deductible. Georgia law on deductibles.
Cities and towns
Colbert · Comer · Danielsville · Hull