Madison County hail on August 15, 2023: roof claim guide
Hail reached an estimated 0.76 inches in Madison County on August 15, 2023, with the biggest stones over the 30646 zip code around Hull. Hail around three quarters of an inch can bruise shingles that are already aging and dent soft metals; newer roofs often come through it, so an inspection is how you find out.
Zip codes in Madison County
| Zip | Area | Radar estimate |
|---|---|---|
| 30646 | Hull | 0.76 in (penny size) |
| 30633 | Danielsville | 0.70 in (pea to dime size) |
| 30628 | Colbert | 0.69 in (pea to dime size) |
| 30629 | Comer | 0.65 in (pea to dime size) |
Filing a claim for this date
That was about 3.2 years ago. Many homeowners policies require notice of a loss within a set period and limit lawsuits to a set period after the loss, so check your policy before assuming an older storm is still claimable. Use August 15, 2023 as the date of loss only if this is the storm that hit your home; your carrier will check weather data for your address. Get the roof inspected first, then report the loss, be present for the adjuster, and compare the estimate line by line.
Next reads: choosing the date of loss, test squares, and Madison County storm history.