Roof Claim Answers

Morgan County hail on July 21, 2023: roof claim guide

On July 21, 2023, radar estimated hail up to 0.92 inches (penny size) in Morgan County, largest around zip code 30650 (Madison). Hail around three quarters of an inch can bruise shingles that are already aging and dent soft metals; newer roofs often come through it, so an inspection is how you find out.

Zip codes in Morgan County

ZipAreaRadar estimate
30650Madison0.92 in (penny size)

Ground reports

Filing a claim for this date

That was about 3.2 years ago. Many homeowners policies require notice of a loss within a set period and limit lawsuits to a set period after the loss, so check your policy before assuming an older storm is still claimable. Use July 21, 2023 as the date of loss only if this is the storm that hit your home; your carrier will check weather data for your address. Get the roof inspected first, then report the loss, be present for the adjuster, and compare the estimate line by line.

Next reads: choosing the date of loss, test squares, and Morgan County storm history.