Roof insurance claims in Morgan County, Georgia
Since October 14, 2020, radar estimates and National Weather Service reports show 12 days with hail of three quarters of an inch or larger somewhere in Morgan County, and 5 of them reached an inch or more. If you live in Morgan County and think a storm damaged your roof, start here.
12hail days 0.75 in+ since 2020
5hail days 1 in+
1.63 inlargest estimate (August 15, 2023)
64%of homes built before 2000
Recent hail days in Morgan County
| Date | Largest estimate in the county | Where |
|---|---|---|
| August 11, 2026 | 0.83 in (penny size) | 30625 (Buckhead) |
| August 4, 2026 | 0.75 in (penny size) | 30650 (Madison) |
| November 8, 2025 | 1.57 in (ping pong ball size) | 30650 (Madison) |
| July 20, 2025 | 0.81 in (penny size) | 30625 (Buckhead) |
| May 24, 2024 | 1.17 in (quarter size) | 30650 (Madison) |
| May 14, 2024 | 0.91 in (penny size) | 30625 (Buckhead) |
| August 15, 2023 | 1.63 in (ping pong ball size) | 30625 (Buckhead) |
| July 21, 2023 | 0.92 in (penny size) | 30650 (Madison) |
| March 26, 2023 | 1.02 in (quarter size) | 30650 (Madison) |
| August 3, 2022 | 0.87 in (penny size) | 30650 (Madison) |
| July 19, 2022 | 1.02 in (quarter size) | 30650 (Madison) |
| March 16, 2022 | 0.78 in (penny size) | 30650 (Madison) |
Homes and roofs in Morgan County
The Census Bureau counts about 8,699 homes in the county. The largest group was built in the 2000s (22%), and 64% were built before 2000. 77% are single-family detached houses and 75% of occupied homes are owner-occupied.
Where so many homes are past their first or second roof, adjusters often weigh wear against storm damage. Knowing the difference helps: see wear and tear vs hail damage and roof age and insurance.
A short checklist for Morgan County homeowners
- Check soft metals first: gutters, downspouts, vents and AC fins show hail before shingles do.
- Do not climb the roof yourself; a roofer with fall protection should.
- Pin down the date of loss before you file. How to choose it.
- Tarp active leaks and keep receipts. Your duty to mitigate.
- Never sign anything that waives or covers your deductible. Georgia law on deductibles.
Cities and towns
Bostwick · Buckhead · Madison · Rutledge