Roof insurance claims in Stephens County, Georgia
Since October 14, 2020, radar estimates and National Weather Service reports show 15 days with hail of three quarters of an inch or larger somewhere in Stephens County, and 6 of them reached an inch or more. If you live in Stephens County and think a storm damaged your roof, start here.
15hail days 0.75 in+ since 2020
6hail days 1 in+
1.32 inlargest estimate (July 6, 2022)
84%of homes built before 2000
Recent hail days in Stephens County
| Date | Largest estimate in the county | Where |
|---|---|---|
| August 9, 2026 | 0.89 in (penny size) | 30577 (Toccoa) |
| July 16, 2026 | 0.80 in (penny size) | 30577 (Toccoa) |
| June 26, 2025 | 0.92 in (penny size) | 30538 (Eastanollee) |
| June 25, 2025 | 0.84 in (penny size) | 30577 (Toccoa) |
| May 2, 2025 | 0.91 in (penny size) | 30577 (Toccoa) |
| April 25, 2025 | 1.00 in (quarter size) | 30538 (Eastanollee) |
| April 10, 2025 | 1.00 in (quarter size) | 30557 (Martin) |
| May 6, 2024 | 0.92 in (penny size) | 30557 (Martin) |
| June 11, 2023 | 1.25 in (half dollar size) | 30577 (Toccoa) |
| May 13, 2023 | 0.89 in (penny size) | 30577 (Toccoa) |
| July 6, 2022 | 1.32 in (half dollar size) | 30557 (Martin) |
| August 20, 2021 | 0.85 in (penny size) | 30577 (Toccoa) |
| August 11, 2021 | 1.27 in (half dollar size) | 30557 (Martin) |
| April 8, 2021 | 0.88 in (penny size) | 30577 (Toccoa) |
| April 6, 2021 | 1.00 in (quarter size) | 30557 (Martin) |
Homes and roofs in Stephens County
The Census Bureau counts about 12,344 homes in the county. The largest group was built in the 1990s (20%), and 84% were built before 2000. 69% are single-family detached houses and 72% of occupied homes are owner-occupied.
Where so many homes are past their first or second roof, adjusters often weigh wear against storm damage. Knowing the difference helps: see wear and tear vs hail damage and roof age and insurance.
A short checklist for Stephens County homeowners
- Check soft metals first: gutters, downspouts, vents and AC fins show hail before shingles do.
- Do not climb the roof yourself; a roofer with fall protection should.
- Pin down the date of loss before you file. How to choose it.
- Tarp active leaks and keep receipts. Your duty to mitigate.
- Never sign anything that waives or covers your deductible. Georgia law on deductibles.
Cities and towns
Eastanollee · Martin · Toccoa · Toccoa Falls