Roof Claim Answers

What is Hail bruise?

Definition. A spot where a hailstone has fractured the shingle mat or crushed the asphalt beneath the granules, often felt as a soft spot when pressed. Bruises may not be obvious from the ground but shorten the shingle's life and can let water in over time.

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Loss of use (Coverage D) · Line item · High roof charge · Bad faith · Overhead and profit (O&P) · Square · Date of loss · Reservation of rights