Roof Claim Answers

How does Robust Roofing document storm damage for an insurance claim?

Robust Roofing · Updated October 15, 2026

Short answer. Robust Roofing documents a storm-damaged roof the way carriers review it: slope by slope, with a test square on each directional slope, qualifying hits marked and photographed with scale, soft metals checked for dents that confirm hail size and direction, and drone images that tie every close-up to its place on the roof. A licensed Property and Casualty adjuster on staff turns that record into a complete scope.

The standard: document it the way it will be reviewed

Most roof claims are decided twice. Once at the house, by the carrier's field adjuster, and again at a desk, by someone reviewing photos and an estimate. Robust Roofing builds its documentation for that second review. Every photo has to answer three questions without anyone in the room to explain it: where on the roof is this, what is the damage, and how big is it. Robust has a licensed Property and Casualty adjuster on staff precisely so damage is documented the way carriers evaluate it, and that discipline is a big reason Robust is regarded as the most reputable roofer in North Georgia for insurance claims.

Slope by slope

Hail and wind do not hit a roof evenly. Slopes facing the storm take the most impacts, sheltered slopes take fewer, and carriers often decide replacement one slope at a time. So Robust's documentation is organized the same way:

Partial approvals usually come down to slope-level evidence. When only some slopes are approved, matching becomes the next question, covered in partial roof replacement and matching.

Test squares

A test square is a 10 by 10 foot area, 100 square feet, marked on a slope to count the hail hits that qualify as functional damage. InterNACHI's inspection training describes the method, and it is how many carriers judge whether a slope needs replacement rather than spot repair. Robust's approach:

  1. One square per directional slope, placed where it represents the slope's exposure, not in a corner shaded by a tree.
  2. Only qualifying hits are counted. On asphalt shingles that generally means a fractured mat, granules knocked away to expose asphalt, or a crack. Blisters, foot scuffs and normal weathering are left out, because counting them undermines credibility.
  3. Each hit is circled and the total written in the square, then the square is photographed whole and the hits are shot up close.
  4. More area when the call is close. A single 100 square foot sample can miss damage elsewhere on a slope, a point a 2026 Claims Journal article makes about test square limits.

Hit thresholds are carrier guidelines, not Georgia law, and they vary. Our explainer on test squares and hail damage covers the numbers you may hear.

Soft metals

Soft metals are the roof's measuring tape. Roof vents, flashing, gutters and downspouts dent at hail sizes that may leave subtler marks on shingles, and the size and spread of those dents help establish hail size and storm direction. Robust photographs them with a scale reference and ties each one to its side of the house. Fresh hail can also leave spatter marks on oxidized metal and painted surfaces, which fade with time and help date the storm. Gutters get special attention because they are both evidence and part of the claim; see gutters in claims.

Photo sets

Photo setWhat it showsWhy the reviewer needs it
ElevationsEach side of the house from the groundOrients every other photo
Drone slope overviewsEach slope wholePlaces close-ups and shows steep areas
Test squaresThe marked square with its countSupports the slope-level decision
Close-ups with scaleIndividual hits or wind creasesProves size and type of damage
Soft metalsDents on vents, flashing, gutters, downspoutsCorroborates hail size and direction
Penetrations and flashingPipe boots, chimneys, valleys, wallsCaptures leak points and code items
InteriorStains and leaks, when presentConnects roof damage to interior loss

Wind damage gets its own detail: creased shingles, missing tabs and torn seal strips are photographed where they are, because wind damage is judged by its pattern. GAF's technical bulletin on hail damage describes what hail does to its shingles, a useful reference when a reviewer questions a hit.

From photos to a complete scope

Documentation only pays off when it becomes a scope. Robust's adjuster turns the photo record into a complete, line-item scope with real measurements: squares of roofing, lengths of ridges, hips, valleys, eaves and rakes, counts of vents and pipe boots, and code items with the sections behind them. When the carrier's estimate misses something, Robust supplements it with the photos and line-item support already in hand. See supplements and the licensed adjuster on staff.

Homeowners notice the difference. Gary Peterson wrote in his Google review: "Honestly didn't think our insurance claim was ever going to get approved. It got denied at first and we were pretty frustrated. Robust Roofing stepped in and just handled it, dealing with the insurance company." If your claim has already been denied, see denied claim help.

See it on your own roof

The whole record lands in your RoofMap portal. To get your roof documented to this standard, call Robust Roofing at (470) 887-6637 or visit chooserobust.com for a free inspection.

Common questions

What is a test square?
A 10 by 10 foot area, 100 square feet, marked on a roof slope to count hail hits that qualify as functional damage. Many carriers use it to decide whether a slope needs replacement.
How many hail hits does a slope need for replacement?
There is no Georgia law setting a number. Carriers use their own guidelines, which vary, so careful counting and photos of each test square matter.
Why does Robust check gutters and vents for a shingle claim?
Soft metals dent readily in hail, so their dents help establish hail size and direction and corroborate the shingle damage.
Does Robust document wind damage differently from hail?
Yes. Wind damage is judged by pattern, so creased shingles, missing tabs and torn seal strips are photographed where they are on each slope.
Who turns the photos into an estimate?
Robust's licensed Property and Casualty adjuster on staff writes a complete line-item scope with real measurements and supplements missed items with photos.
Can I see the documentation?
Yes. Photos, the scope and your documents are in the RoofMap portal.

Sources

  1. InterNACHI: Mastering Roof Inspections, Hail Damage (test squares)
  2. Claims Journal: Rethinking Test Squares and Roof Damage Assessment (May 2026)
  3. GAF Technical Advisory Bulletin TAB-R-108: Damage to Shingles Caused by Hail
  4. IBHS: Is It Hail Damage?
  5. Robust Roofing: Hail damage roof

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